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Struggling with Council Tax Debt?
We’re Here to Help

Falling behind on council tax payments can feel overwhelming, but you don’t have to face it alone. We provide confidential, expert guidance to help you reduce stress, avoid enforcement action, and regain control of your finances with a debt solution such as an IVA.

Get Council Tax Help

May not be suitable in all circumstances. Our advice is free but fees may apply and your credit rating may be affected if you opt for a debt solution.

For free, independent advice, you should visit to Money Helper via their website.

  • Stop bailiff action
    and enforcement
  • Set up an affordable
    repayment plan
  • Explore legal solutions to reduce or write off debt

What Is Council Tax Debt?

Council tax is a mandatory local tax used to fund essential services like schools, emergency services, and waste collection. Every household in the UK is required to pay it, either monthly or annually.

If you miss payments or fall behind, the debt quickly escalates—leading to late fees, legal action, and even bailiff enforcement. Many people struggle with council tax arrears due to financial hardship, unexpected changes in income, or lack of awareness about available support.
The good news? You have options. If you’re struggling with council tax debt, there are ways to reduce your payments, prevent legal action, and even write off some of what you owe.
Get Council Tax Help

What Is an IVA and How Can It Help?

If bailiffs are contacting you or enforcement action is being threatened, you don’t have to face it alone. An IVA could help legally stop enforcement and make your debts more manageable.With the right support, there is a way forward.

After the IVA period (typically five years), any remaining qualifying debt can be legally written off.

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You pay what you can afford, based on your income.

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Bailiffs, councils, and creditors must stop enforcement action once an IVA is in place.

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No additional costs—just a clear path to financial recovery.

An IVA isn’t right for everyone, but it could be the best way to regain control of your finances.
Get Council Tax Help

Council Tax Debt Support

Council Tax Debt Support helps UK residents manage and reduce council tax arrears with clear, honest, confidential advice. We are a fully authorise and regulated provider.

Unlike general financial service providers, we focus specifically on council tax debt, ensuring that you get the most relevant solutions tailored to your situation.

We believe that everyone deserves a second chance and our goal is to help you find a path to financial stability.

Get Council Tax Help

How we Help You

Council tax arrears are a priority debt, meaning councils can take legal action, send enforcement officers, or even deduct money from your wages or benefits if payments remain unpaid. We act quickly to protect you from enforcement and find a lasting solution that fits your circumstances.
Every situation is unique, and we’ll help you explore your best options.
See Your Options
  • Stop bailiff action and enforcement
  • Negotiating affordable repayment plans
  • Helping you access council tax discounts and exemptions
  • Providing expert support on debt solutions, including IVAs

Some of the Debt Collectors That we have stopped

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How We Help You

Council tax arrears are a priority debt, meaning councils can take legal action, send enforcement officers, or even deduct money from your wages or benefits if payments remain unpaid. We act quickly to protect you from enforcement and find a lasting solution that fits your circumstances.

Every situation is unique, and we’ll help you explore your best options.
See Your Options

Council Tax
Discounts

Find out if you qualify for a single-person discount, disability reduction, or other council tax reliefs.

Debt Repayment Support

Learn about affordable repayment plans, interest freezes, and debt relief options.

Government Benefits & Grants

See if you’re eligible for Housing Benefits, Universal Credit, or council hardship schemes.

Bailiff & Enforcement Help

Get guidance on how to stop bailiff action and protect your rights.

Council Tax Enforcement and Bailiffs

If bailiffs are at your door or threatening action, we can help. You may be eligible to legally stop enforcement and reduce your debts through an IVA. 

Bailiff Action

Councils may send enforcement agents to recover the debt.

Court Summons

You may be taken to court if you don’t act.

Wage Deductions

The council can take money directly from your earnings.

Legal Consequences

In extreme cases, unpaid council tax can result in imprisonment.

Act now to prevent enforcement and protect yourself from legal action.
Get Council Tax Help

Why Choose Us?

Finding trustworthy support for council tax debt can feel overwhelming. Here’s why thousands trust us.

Fully Authorised & Regulated

We follow strict financial regulations for fair and ethical advice.

Confidential & Judgement-Free

Your information is private, and we’re here to help, not judge.

Supportive & Friendly Experts

4.9 stars, as this is what we are rated on Feefo.

Proven
Track Record

We’ve helped thousands of UK residents regain financial control.

Speak to an Expert

Client Success Stories

Read Reviews
Excellent service

The service was fantastic Aiden and aki were excellent made me feel confident and protected my depression even over night has changed for the better.thank you.

Karlik Brooks - November 2025

Excellent

I called panicking about the situation I was in. They were so lovely on the phone. Put my mind at rest. And helped me so much. Thankyou.

Natassia Hourihan - October 2025

Brilliant

What can I say, outstanding 👏 service, very helpful and understanding. I didn't feel judged or criticised. I will definitely recommend to all my friends .

Eugenia Rozpotniac - October 2025

Excellent service

Every person we spoke to was friendly and explained every option clearly, it was very easy to understand, helpful through and through

John Green - October 2025

Take Action Before Bailiff Do

Ignoring bailiffs can lead to further enforcement action. The sooner you act, the more options you have.

Get Council Tax Help

Fees

IVA costs are charged for the preparation of your proposal and the administration of the arrangement for the full term (usually 5 years) these costs are charged from the monthly contributions you make into the IVA and are not in addition. Costs will only be recovered on approval of your arrangement and once you commence making payments to it. The fees for preparation of the proposal to creditors and calling the meeting for creditors to vote on its approval are called nominees fees, the fees for running the arrangement once approved are called supervisors fees. There are also some expenses incurred in the running of the arrangement such as the registration fee and the statutory insurance that needs to be taken by law, these are called disbursements. For our arrangements, the total of all of these is £3,650 although this may be adjusted by creditors when they vote on whether to accept. No matter what the end total of costs come to, you can be rest assured that these will be taken from the monthly payment we agree with you.

Credit Rating

An Individual Voluntary Arrangement (IVA) is a formal agreement with creditors to repay a portion of your debts over time, but it does have an impact on your credit score and it will be difficult to obtain further credit whilst on an IVA. Once an IVA is approved, it is recorded on your credit report and will typically remain there for six years from the date it starts. However, it’s important to note this is the case for most debt solutions and your credit score will likely already have been affected by being in debt in the first place. Once your IVA is complete you will get a fresh start to begin rebuilding your credit rating.